Boon Insurance Agency - Frequently Asked Questions

Which Insurance Companies do you represent?
We represent quite a number of reputable Insurance Companies. Click here to find the detailed list.

What does third party insurance mean?
This only compensates legal claims by Third Parties against you. That is third party property damage and injuries.

What is Comprehensive cover?
This is a motor insurance policy that provides cover for accidental damage, fire and or theft of the vehicle insured. It also provides protection against liability to third parties arising out of the use of the motor vehicle.

What is excess?
This is the amount deducted as the claim is being settled. Different categories of Insurance have different amounts which is payable to the company or deducted from the settlement amount.

What types of Motor Vehicle Insurance Covers are there?
There are Comprehensive, Third party, Fire and Theft and Third Party Only (TPO)

Can I pay for my premium in installments?
The Insurance Act requires that all premiums be paid in full. However, arrangements can be done for clients to be able to pay their premiums by installments. Contact us for more details.

What cover does a Domestic Package Policy provide?
This policy covers residential buildings, household contents, personal effects, domestic servants and liabilities arising out of ownership or occupation and personal liability.